The Intelligent Logic Layer
for Your Ecosystem.
A Payment Router is an intelligent traffic controller for your payments. Decide which account to show, when to show it, and to whom based on specific business rules.
Add Routing Policy
Group multiple gateways and define advanced visibility rules.
Is this router currently active and ready for use?
Round Robin
Distributes traffic equally across all members.
Priority
Sequential failover chain. Tries first member first.
Weighted
Distributes traffic based on custom percentages (%).
How Routers Work:
The 3-Step Process
Our Smart Orchestration System transforms your static list into a dynamic, self-healing payment network.
Visibility Check
The "Gatekeeper"
Checks if the router applies to the order based on targeting and status.
- Geo-fencing (Countries)
- Currency Support
- Scheduling & Hours
- Min/Max Amount Limits
Quota & Health Check
The "Failover"
Automatically skips accounts that are not ready for use to ensure 100% uptime.
- Revenue Caps (Daily/Monthly)
- Order Count Limits
- Technical Health Status
- Gateway Latency Monitor
Selection Strategy
The "Traffic Controller"
Picks the best healthy member using your preferred distribution logic.
- Round-Robin (Equal Load)
- Priority (Sequential Chain)
- Weighted (Custom %)
- Sticky Sessions
Round Robin
Distributes traffic equally across all eligible members using a modulo operation based on total group orders. Perfect for keeping volume balanced across multiple accounts.
Priority
Treats the list as a sequential failover chain. Always tries the "Top" account first. Best for using preferred accounts with lower fees until they hit their limits.
Weighted
Distributes traffic based on probability weights. The higher the weight, the more traffic a gateway receives. Ideal for load balancing where some accounts are stronger than others.
Selection Strategies for
Absolute Control.
Smart Routing moves your business logic out of your code and into a centralized control panel. Change how payments are handled in real-time without a single deployment.
Zero Latency Selection
Routing decisions are made in under 10ms at the edge.
Dynamic Availability
Gateways are automatically disabled if they report technical errors.
Seamless Fallbacks
If a primary gateway fails, PayerOne immediately shifts to the next best path.
Real-World Scenarios
See how enterprise merchants use Smart Routing to protect revenue and optimize costs.
European Card Optimization
Create a Router called "Europe Cards" that only shows to customers in the EU. Use 3 local merchant accounts set to Round-Robin to balance volume and minimize cross-border fees.
Whale Transaction Guard
Trigger a specific high-priority router for orders over $5,000. Route these transactions to your most stable and lowest-risk accounts with manual verification flags.
Automated Limit Protection
Set a $200/day limit on a new account. Once reached, the Router automatically hides it and shifts traffic to established accounts to prevent account flags.
Modernize Your
Payment Stack
Join the next generation of businesses accepting Web3 payments with the lowest fixed fees and absolute control over funds.
Simple onboarding
Get started in 5 minutes with automated verification.
No custody
Funds go directly to your wallet. No middleman.
Secure infrastructure
No private key storage. You maintain full control.
Instant Go-Live
Start accepting Web3 payments immediately.